A Deputy Spokesperson for former Vice-President Dr. Mahamudu Bawumia, Dr. Ekua Amoakoh, has praised the newly launched “Fuel Now, Pay Later” initiative as a clear demonstration of Dr. Bawumia’s enduring digital impact on Ghana’s economy, even while he is out of office.
In a statement titled “Building the Credit-Friendly Economy Ghana Deserves,” Dr. Amoakoh said the initiative rolled out by Star Oil—shows that Ghana’s transition toward a credit-driven economy is already underway due to the digital foundations laid during Dr. Bawumia’s tenure as Vice-President.
She argued that access to credit is central to national development, stating that a credit-friendly economy “unlocks opportunity, improves quality of life for millions, and stimulates sustainable economic growth.”
According to her, systems such as the Ghana Card, the national digital address system, and mobile money interoperability were deliberately designed as interconnected pillars to support an inclusive and modern economy. These digital structures, she said, are now enabling private-sector innovations such as the fuel-on-credit system.
Credit-Based Fuel Purchase System
Dr. Amoakoh described Star Oil’s new system—which allows drivers to buy fuel on credit using verified digital identity and automated payment processes—as a direct product of the digital “rails” put in place under the former Vice-President.
She outlined the sequence: a driver arrives at a fuel station, the attendant verifies their identity using the Ghana Card and NIA Face ID, after which a credit check is instantly conducted through the myCreditScore platform. If approved, the driver receives fuel and their mobile money wallet is automatically debited after eight hours. Repayment then unlocks eligibility for subsequent purchases.
“This entire process identity verification, credit scoring, interoperability, and automated payments—is made possible because the digital rails already exist,” she said.
Calling the initiative “the digital economy in action,” Dr. Amoakoh maintained that the development reflects present realities, not future promises. “This is credit access in motion. This is empowerment made real,” she added.
Broader Economic Vision
She further argued that the emergence of such innovations before Dr. Bawumia has the chance to implement a full “credit-led national economic agenda” indicates how much more transformation could occur if the vision is given national scale.
“Imagine what becomes possible when this vision is given the mandate it deserves. Ghana is already stepping into its future. We must now choose to accelerate it,” she concluded.
The former Vice-President has not issued a personal statement on the initiative.
